Simply Business Discount Codes July 2025

Business insurance isn’t particularly glamorous. No one’s ever posted a photo of their liability cover with the caption "#blessed." But for sole traders and small business owners, it’s part of the overhead reality - whether you’re jet-washing patios or letting out a two-bed in Croydon. And for something so fundamentally dull, it can cost more than expected and be surprisingly hard to get right. Simply Business, a UK-based insurance provider that’s courting nearly a million customers, offers a kind of Netflix-for-policies model: log on, get quotes from multiple insurers, compare the options, and theoretically exit with the cover you need, all before your coffee turns cold. Or colder. It’s not especially revolutionary, but there is something to be said for competent design and UK-based humans who’ll actually pick up the phone.

The Simply Business Pitch (And the Fine Print)

Founded in 2005, Simply Business has grown into one of the UK’s biggest insurers for small businesses and landlords. Their offering is suitably broad - covering everything from professional indemnity to van insurance, tenant default protection, and even insurance for people who pressure wash driveways for a living. While it’s easy to become numb to phrases like "fast, flexible cover", the platform's interface is relatively frictionless and the signup process doesn’t require a wolfish patience. You answer a few questions, get a bundle of quotes, and - if all goes to plan - download your documents immediately.

One thing that is pitched a little more loudly: their £25 gift card offer. It’s a reward for procrastinators who sign up to be reminded later and who then, crucially, use the same link to buy their policy. If the policy is still intact three weeks after it starts, you’re eligible. The reward arrives (eventually) via email. It’s fine. It’s also a clever way of nudging the indecisive. Just don’t schedule your reminder and then go rogue with a new browser tab - no gift for you.

Digital Convenience vs. Real-World Bureaucracy

Customer reviews skew positive, with many praising the clarity of quotes and the promptness of delivering documents. Feefo ratings hover in the ominously high 4.8/5 range - suggesting near-perfection or at least the absence of major disasters. Of course, high ratings don’t mean the system is exciting. This isn’t a Tesla. It’s insurance. You don’t want a rollercoaster; you want a Volvo with airbags in all the usual places. In that sense, Simply Business ticks the right boxes.

There are perks to the service: 24/7 claims helplines, UK-based support teams, and - if you like your insurance broken into sub-niches - customised coverage whether you’re a self-employed tiler or a café with four part-time staff and an ancient coffee machine that hums ominously. One highlight that feels unintentionally surreal is the new TV advert, where a business owner channels ‘80s pop energy to feel "simply the best" about their policy, presumably somewhere between invoices. It’s charming, if a bit optimistic.

Value and Pricing Reality Check

Simply Business operates as a broker, matching users with quotes from a panel of insurers. So, while they facilitate low prices, deals are ultimately dictated by the insurers themselves. There’s no flat discount code every Friday nor a secret voucher that halves your premium. What you get is comparison, not certainty - but it’s generally more efficient than phoning half a dozen brokers solo over your lunch break. The best deal? Probably the one that doesn’t end with you overinsured, undercovered, and baffled by exclusions hidden five PDF pages deep.

As a side bonus, they’ll also now insure your van - if you have one. The offering is what you’d expect: choose between comprehensive, or third-party fire and theft. It’s not the most robust specialist vehicle cover in town, but it may do the job if you just need to get from white goods pickup to customer drop without existential concern.

The Bottom Line

Simply Business is a pragmatic option for UK-based businesses looking to get insured without marathon phone calls or grey-sky thinking. It doesn’t razzle-dazzle, but it does a competent job of presenting, explaining, and brokering policies. The £25 gift card offer is useful, if mildly bureaucratic; the van insurance is solid if unremarkable; and the platform feels like it was actually built for human use, not corporate bravado. In short: it's a quiet product for a quiet need. And that, oddly enough, might be its best feature.

What you need to know